Automatic savings & rewards on your card and UPI spends
Rewards/Convenience/Transparency
Checkout: Online shopping
Checkout: Online shopping
An extra 6 to 14% off on most online purchases
It hunts for the same product
The exact same item on marketplaces and brand websites.
You pay the least
Price, coupons, vouchers, bank offers and reward points combined.
You do nothing
It applies, buys, pays and orders for you.
Checkout: Dining
Checkout: Dining
Up to 55% off instantly on your dining bills
It books your table
It makes the reservation for you and gets you extra savings.
You pay the least
It checks Dineout, District and EazyDiner for offers on your cards.
You do nothing
It applies the offers and pays the bill for you.
Checkout: Flights & hotels
Checkout: Flights & hotels
The lowest price with your card points and memberships counted
It hunts for the same flight or hotel
On travel sites, bank portals and airline or hotel websites.
You pay the least
Fares, bank offers, card points and memberships like Marriott Bonvoy combined.
You keep earning
It adds your membership numbers to each booking, so the points come to you.
Checkout: Daily needs
Checkout: Daily needs
Get 5 to 18% off without the daily hassle
Rewards where cards give none
Most cards give nothing on wallet top-ups. Vouchers earn on them.
Vouchers load on their own
It buys the voucher and adds it to your account with no codes to enter.
Checkout in one tap
Quicker than paying by card with no OTP on every order.
Checkout: Offline stores
Checkout: Offline stores
Save at the store counter, not just online
Just scan the price tag
It finds the exact product in seconds with no typing.
See if online is cheaper
It finds the same product online so you know where to buy.
Vouchers for offline stores
Pay less at the counter with vouchers the store accepts.
To follow
Card
Seamless credit card bill payments, with your unbilled spends, fee waivers, limit used and points in one place.
Tells you which cards to get and which to drop based on your spending, then applies and cancels them for you.
Tap
Add all your cards to Scruge and tap your phone at any card machine to pay.
It pays with the card that earns you the most and tells you which card gets you into airport lounges.
UPI
Make any UPI payment with Scruge from your bank account or RuPay credit card.
If a card or voucher earns you more, it tells you before you pay.
Transparency
Free forever
We have no subscription plans and no convenience charges.
No points. Ever.
Every Scruge reward is real UPI money.
Your data is never sold
We do not sell your data to banks, brands or anyone else.
Serious about security
We never store your card number, CVV, OTP or passwords.
Get in early.
Leave your imprint.
You're on the list.
We'll message you when it's your turn.
FAQ
How is it free forever?
We earn a commission on some transactions, and on cards and loans you take through Scruge. Not every transaction pays us, though.
What do you do with my card data?
We never store your card number, CVV, OTP or passwords. Everything else is stored with high-grade security.
Which cards and merchants work?
All cards work. We start with a handful of merchants and marketplaces, and keep adding to the list.
Do I have to link my bank account?
No. We never access your bank account or make a banking transaction on your behalf.
When does it launch?
In a few weeks. We open access in batches with limited slots, so we can tweak and tune the experience as we go.
Who has access to my data?
Nobody. It sits in a locked vault whose keys change regularly, so no one can tie it back to you.
What if Scruge makes a transaction I didn't want?
It can't. Scruge always takes your consent first, and extra checks make sure nothing happens by accident.
What if a coupon or voucher fails?
Every coupon and voucher is verified before it's used. If something still goes wrong, reach out to us.
Built with integrity and care.
Write to hello@scruge.in