The 10x app for cardholders.

Rewards/Convenience/Transparency

Opening first

Checkout

9 to 14% left on the table on most online purchases.

  • Paste the link

    It finds the best of all five savings layers: price, coupons, vouchers, bank offers, and reward points.

  • Link your accounts once

    It hunts the coupon, credits the voucher, pays and orders automatically.

  • Nothing hidden

    If the best route earns us nothing, you still get the recommendation.

Next in line

Card

Most cardholders earn 4% back on their cards. They should be earning over 10%.

  • The card portfolio you should hold

    It understands your spending history deeply and identifies the exact cards that belong in your wallet.

  • Vouchers loaded automatically

    Tell it where you spend every day. It buys the voucher and loads it into your account for you.

  • Insights no one else gives you

    Billed and unbilled spends, fee waivers, utilisation balanced across cards, reward points. All in one place.

Our word

Transparency

  • Free forever

    No plan, no tier, no trial that runs out.

  • No points. Ever.

    Every reward is real UPI money. Not merchant points.

  • Your data, never sold

    Not to banks, not to brands, not to anyone.

  • Bank-grade security

    The highest level of security possible for your data.

To follow
TapEvery card tap in a store
UPIEvery UPI payment, online and offline

Get in early.
Leave your imprint.

Early members shape what gets built. Something that will touch millions of cardholders is taking form right now, and your voice goes into it.

+91

Code sent on WhatsApp to

You're on the list.

We'll message you on WhatsApp when it's your turn. Your voice goes into what gets built.

Your place in line#—
Straight answers

FAQ

  • How is it free forever?

    We earn a commission on some transactions, and on cards and loans you take through SC₹UGE. Not every transaction pays us, though.

  • What do you do with my card data?

    We never store your card number, CVV, OTP or passwords. Everything else is stored with high-grade security.

  • Which cards and merchants work?

    All cards work. We start with a handful of merchants and marketplaces, and keep adding to the list.

  • Do I have to link my bank account?

    No. We never access your bank account or make a banking transaction on your behalf.

  • When does it launch?

    In a few weeks. We open access in batches with limited slots, so we can tweak and tune the experience as we go.

  • Who has access to my data?

    Nobody. It sits in a locked vault whose keys change regularly, so no one can tie it back to you.

  • What if SC₹UGE makes a transaction I didn't want?

    It can't. SC₹UGE always takes your consent first, and extra checks make sure nothing happens by accident.

  • What if a coupon or voucher fails?

    Every coupon and voucher is verified before it's used. If something still goes wrong, reach out to us.

Built with integrity and care.

Write to hello@scruge.in